Auto Insurance in Georgia
In Georgia, all drivers who take a vehicle on public roads must be licensed and carry the state minimum levels of automobile liability insurance and property damage liability coverage. For most drivers, however, the state minimum requirements do not provide adequate protection. Drivers need additional coverage and higher limits than the state minimums to be properly protected. If you own a vehicle in Dalton, GA, auto insurance agents at our office can help you make sure your insurance not only meets the state minimum requirements but also provides the complete protection you need.
Auto Insurance Coverage and Limits
Auto insurance policies are made up of different coverage options that have specific limits. The coverage can vary from policy to policy, but some common ones include:
- liability coverage (required by the state)
- property damage liability coverage (required by the state)
- comprehensive coverage
- collision coverage
- personal injury protection or medical payments coverage
- uninsured and under insured motorist coverage
Limits on these coverage options vary widely, ranging from a relatively low level of protection to hundreds of thousands of dollars, and perhaps even more. At AWARD Insurance Group, one of our independent insurance agents can help you decide what limits make sense for your situation.
Independent Auto Insurance Agents
When you contact us at AWARD Insurance Group, you’ll be able to speak with one of our independent insurance agents. We only have independent agents, because we believe insurance agents should work for you, not the insurer.
As independent agents, our people have your interests at heart and are able to find you the best policy regardless of what company offers it. Insurance agents who aren’t independent can only work with one insurer. Every day, our agents work with many different insurers to make sure drivers like you have a policy that meets their needs.