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Boat/Watercraft Insurance in Georgia

Taking a trip to the lake or river is an excellent way for Georgia families to connect and make memories. However, it is extremely important to have the right level of insurance coverage on your vessel before hitting the water.

This is where working with a trusted Dalton, GA boat insurance agent comes into play. At AWARD Insurance Group, we understand the unique facets of personal watercraft insurance. We offer a wide range of policies to help you cover your boat, jet ski, or other vessel. Best of all, we are independent insurance agents and can help you receive quotes from the multiple carriers we work with to help you get the lowest rate possible.

Our team will sit down with you to help find the exact level of insurance coverage to suit your needs. We will help you navigate through the choppy waters of determining which carrier suits your unique situation and price level, while still ensuring you have the appropriate options for your exact watercraft.

Examples of common boat insurance coverage include liability coverage, physical damage coverage, and medical payments coverage. Liability coverage is similar to that of the policy you have on your car, as it takes care of the other party should you be involved in a boating incident. Physical damage coverage covers any damage to your boat in the event of an accident, while medical payments coverage handles the medical bills of anyone who is riding on your boat and is injured. There is even an option to add towing coverage and prop damage coverage to your policy, helpful options if your boat is ever damaged and needs repair. Additional special endorsements are also available. Of course, the exact terms of your boating policy may be varied.

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