Motorcycle Insurance Myths: Debunked

If you are interested in purchasing and owning a motorcycle, you are like millions of other people. There is something that simply cannot be explained about how exciting it would be to hop on a motorcycle and ride down the open road with the wind in your hair. However, it is imperative that you are properly protected with motorcycle insurance, which is offered by AWARD Insurance Group. The sad thing is that there are many myths floating around about motorcycle insurance in Dalton, GA. Let’s debunk them right now.

Auto Insurance Covers Your Bike

Your auto insurance will not provide coverage for your motorcycle if you are involved in an accident. Because of this, it is important to invest in a separate policy for your bike. In most states, it is required to have a minimum amount of liability coverage to cover another individual’s costs related to bodily injury and property damage as a result of an accident. 

Motorcycle Insurance Can Be Canceled During the Off-Season

It may be possible to temporarily suspend your motorcycle coverage throughout the winter months, but it’s likely to come back and bite you. This is because you will lose coverage, leaving a gap in being insured. Your motorcycle registration could also be canceled. Further, if anything happens to your bike during the off-season, you will be paying out of pocket for the repairs.

Collision and Comprehensive Coverage Isn’t Needed for Motorcycles

If you are financing your motorcycle, it is generally required that you carry both collision and comprehensive insurance. This coverage is typically mandatory until the bike has been paid in full. Collision coverage offers protection for repair/replacement costs if you strike another car or structure with your bike. Comprehensive coverage offers protection from non-collision-related accidents, such as vandalism, theft, fire, and natural disasters.

When Dalton, GA residents need to insure their motorcycle, they can rely on the professionals at AWARD Insurance Group. Contact us today for your motorcycle insurance quote.