Home Insurance Coverage Options

The house you purchased needs to be protected with an adequate amount of home insurance since it is probably one of the most expensive investments you will make throughout your life. The agents at AWARD Insurance Group in Dalton, GA want you to know everything a home insurance policy will cover.

While home insurance is not required in Georgia, it is still essential for you to have a policy in place. If you owe money to a mortgage company, bank, or some other type of lender for your home, you are probably required to have a home insurance policy in place to protect your lender’s investment that they have made in your home. Even if you have your house paid off and do not owe a mortgage, you will still want to have home insurance in case some horrible event occurs.

What Does Home Insurance Cover?

Your home insurance policy will cover not only the structure of your house itself but also the contents of your home. If you experience a fire at your home, an act of vandalism, or a natural disaster damages your home, your home insurance policy will help you replace any items that are last, including your clothing, personal items, appliances, furniture, and more. Many home insurance policies will also cover other buildings and structures on your property, such as a deck, your backyard shed, and even your garage. There are a few things that home insurance does not cover automatically, including damage done by flooding or earthquakes. The good news is that your home insurance agent can help you add those policies to your home insurance policy to cover all of your bases.

Contact a Home Insurance Agent

To start your home insurance policy, you need to enlist the help of a trustworthy and knowledgeable home insurance agent like the ones at AWARD Insurance Group in Dalton, GA. Call for an appointment today!