Driving without insurance can get you into serious consequences, including a possible ticket, a collection agency, or even jail time. To protect yourself, research your state’s laws regarding auto insurance and know your rights as a driver.
If the owner of an uninsured vehicle has a driver’s license and is caught driving the uninsured car, that person will not be charged with a crime. For questions in Dalton, GA, call or visit AWARD Insurance Group.
What to Know About Uninsured Driving
The driver of an uninsured vehicle is guilty of a misdemeanor. A person who owns an uninsured vehicle can be charged with this crime, just as a person who drives the vehicle.
If you’re caught in a car accident and don’t have auto insurance, you may find it challenging to get a quality health care provider for your medical expenses. You’ll also likely face a lawsuit from the other driver.
The court may also order that the offender pay restitution to any victim(s) of property damage or injury resulting from their actions while driving without insurance coverage.
Most people assume that if they have a valid driver’s license and are at least 18 years old, they are covered by auto insurance. While their state’s requirements cover most people, some are excluded.
If you are undocumented or a certain type of licensed professional, such as a teacher or a nurse, you should also be aware of the risks.
Many states have zero-tolerance policies for unlicensed drivers, which can result in hefty fines, license suspensions, and even jail time for those who are found to be driving without insurance.
Uninsured driving increases the accident risks since you put yourself, your passengers, and other drivers at risk. Without auto insurance, you will likely face a steep fine if you get into a car accident and are not covered by auto insurance. For professional help in Dalton, GA, visit or call AWARD Insurance Group.