Living in Dalton, Georgia can be a thrill. Regardless of whether you drive around town or from one side of the state to the other, you want to make sure you have sufficient coverage for hit and runs and everything else.
The coverage for a hit-and-run is going to go above and beyond what the state requires as a minimum. You will want to explore various levels of coverage so that you can minimize what you would otherwise have to pay out-of-pocket. While deductibles may play a role, it’s better to spend $500 or $1000 on a deductible than spending tens of thousands of dollars on medical bills and auto repairs.
Several different forms of coverage should be included within your policy. These include:
- Uninsured Motorist
- Medical payments
Each of these are going to be a little different. Coalition is going to take care of auto repairs while uninsured motorist can provide bodily injury and property damage coverage, regardless of the whole situation. PIP can cover medical bills and wages lost for you and your passengers and medical payments can go above and beyond that coverage – including child care, if required.
It does not cost a lot of money to double or even triple coverage, which can be advantageous. You will want to look at adding as much coverage as you can afford so that you don’t have to worry about paying out-of-pocket in the event that you are involved in any kind of hit and run.
At AWARD Insurance Group, we are committed to helping you find comprehensive auto insurance that is affordable in Dalton, Georgia. Call today to speak to one of our independent insurance agents, who can answer questions that you have about coverage and obtain quotes to help you save money.