Motorcycle Insurance in Georgia
Getting out on the open road is one of the most rewarding things a Georgia motorcycle owner can do. But before you strap on your helmet and fire up your engine, it is important to make sure you have the correct level of insurance coverage.
Buying motorcycle insurance is very similar to purchasing a policy for your auto. In our state, you are required to carry (at a minimum) basic liability coverage on your bike. This includes bodily injury and property damage liability coverage. You may also purchase comprehensive and collision coverage, which takes care of theft or physical damage to your motorcycle should you have to file a claim. In addition, medical payment coverage and uninsured motorist coverage options are available to help take care of any healthcare bills you may have if you are injured in an accident.
Just like purchasing a policy for your car, there are a few factors that come into play when purchasing a new motorcycle policy. Your past driving record, the age of the motorcycle, and your credit history are all considered. The zip code of your home and the number of auto accident claims in that particular location in the past few years also determine how high your premiums will be. There are also special discounts available for those who have multiple policies with a carrier or have taken a driver safety course.
Working with independent insurance agents is another way to ensure you are paying the lowest amount possible for motorcycle coverage. At AWARD Insurance Group, we have access to numerous motorcycle insurers and work hard to help our customers find the right provider for their needs. We also sit down with each client and determine their exact needs, from finding specialty endorsements for custom accessories and saddlebags to determining whether a bike needs special categorization.
Not all insurance companies are right for every bike owner. One benefit of working with a Dalton, GA motorcycle insurance agent is that we know your needs and options thoroughly. Our team is able to help you compare quotes from multiple companies to find the one that is right for you.
For more information or to receive a no-obligation quote, please give us a call today.